Advice for Visitors to Canada
What is Senior Travel Insurance?
Retirement is the time to fully enjoy the fruits of your labour and do
the things you have always wanted to do. How do you take advantage of
the extra time you now have at your disposal? There is no better way than
to relax and enjoy traveling.
is Senior Travel Insurance?
Before booking your dream vacation, it is a good idea to invest
in some senior travel insurance. What is the difference between regular
travel insurance and senior travel insurance? The answer is simple. Some
insurance policies have particular clauses with respect to seniors that
specify non-coverage of certain conditions and/or circumstances. Little
is more disappointing than being away from home and realizing that you
do not have the protection you thought you had.
Choosing the Right Insurance for You
There are many types of insurance coverage available to seniors,
and the majority of senior travel insurance plans offer three parts: medical
assistance, trip cancellation, and medical evacuation. You should examine
all levels of protection prior to buying travel insurance.
Here you are some guidelines to help you choose a senior travel
- Check the coverage you may already have with your present health insurance
plan. You may be covered for certain situations, but not for all; therefore,
it is crucial that you be aware of any possible exceptions pertaining
- If you plan on traveling fairly often during the year, there are some
senior travel insurance plans that offer coverage for multiple trips.
In terms of budget and time, they are often more advantageous than the
single trip coverage.
- If you are traveling by air, cruise ship, or any other way, make sure
the insurance policy you choose covers those modes of transportation.
- Keep in mind that some insurance plans do not cover pre-existing medical
conditions, or certain types of physical activities. For example, if
you plan on scuba-diving, make sure your plan covers that type of potential
Research is Key
Research is important. If you do not
have access to the internet, simply call two
or three insurance companies and make appointments
to speak to their agent. Get multiple quotes
in order to choose what best fits your needs
and your budget.
Finally, relax and have fun on your trip.
After all, these are your golden years and you
deserve to enjoy them with peace of mind.