Travel Medical Insurance
for Visitors to Canada

Travel Medical Insurance Tips

Before leaving the country, find out what travel medical expenses your health insurance will cover. If your health insurance policy provides coverage outside the U.S., it's a good idea to carry your insurance policy identity card.

Many health insurance companies won't pay for your return back home should it be required for medical reasons. Check with your personal health insurer. Medical evacuation can easily cost more than $10,000 depending on your location and medical condition. That's why purchasing comprehensive emergency travel medical insurance is so important. If you're a senior citizen, travel medical insurance is even more crucial: the U.S. social security Medicare program doesn't provide you with coverage for hospital or medical costs outside the U.S.

In case of accident or emergency illness, remember to ask for detailed reports and to keep all receipts of tests, prescriptions, etc. These will be absolutely crucial when you make a claim. Usually, you need to file the claim within 90 days of the accident or incident.

Travel health insurance covers medical emergencies and accidents. These are unforeseen circumstances, and coverage does not extend to medical care for a pre-existing illness or condition.

Keep the telephone number of your insurer and your policy number handy in case of emergency. Your insurer will guide you through the process of making a claim, and may provide advice to help you through any potential crisis.

Canadian winters can be cold! Make sure to bring adequate clothing so you fully enjoy the snow and many of the winter activities. If you are travelling in summer, bring shorts and sunscreen to enjoy the warm weather.