Travel Medical Insurance
for Visitors to Canada
Travel Medical Insurance Tips
Before leaving the country, find out what travel medical expenses your
health insurance will cover. If your health insurance policy provides
coverage outside the U.S., it's a good idea to carry your insurance policy
Many health insurance
companies won't pay for your return back home should it be required for
medical reasons. Check with your personal health insurer. Medical evacuation
can easily cost more than $10,000 depending on your location and medical
condition. That's why purchasing comprehensive emergency travel medical
insurance is so important. If you're a senior citizen, travel medical
insurance is even more crucial: the U.S. social security Medicare program
doesn't provide you with coverage for hospital or medical costs outside
In case of accident
or emergency illness, remember to ask for detailed reports and
to keep all receipts of tests, prescriptions, etc. These will be
absolutely crucial when you make a claim. Usually, you need to file the
claim within 90 days of the accident or incident.
Travel health insurance covers medical emergencies and accidents.
These are unforeseen circumstances, and coverage does not extend to medical
care for a pre-existing illness or condition.
Keep the telephone number of your insurer and your policy
number handy in case of emergency. Your insurer will guide you through
the process of making a claim, and may provide advice to help you through
any potential crisis.
Canadian winters can be cold! Make sure to bring adequate clothing so
you fully enjoy the snow and many of the winter activities. If you are
travelling in summer, bring shorts and sunscreen to enjoy the warm weather.